10, 15, 20 and 30 Year Fixed Rate Loans:
The monthly payments and rates for these traditional loans stay the same during the entire loan term.
If principal reduction payments are made, your term will be reduced.

Interest Only options available
Ask for more details.

When to choose this type of loan:
· If you intend to keep your home for longer than 10 years
· If long-term stability is more important than payment amount
· If you do not anticipate using your home equity during the term of the loan.

Choose from a PayOption ARM or ARMs where your principle and interest payments will be fixed for a period of time:
3, 5, 7 or 10 years.
During the initial fixed period of the loan, you will generally get a lower monthly payment and rate than with a traditional 30-year fixed mortgage. After the initial fixed period, your loan has an adjustable rate based on the index of your choice.

Interest Only options available
Ask your loan agent today for more details.

When to choose this type of loan:
· If you want monthly payments that are generally lower than a traditional
30-Year Fixed Mortgage
· If you don´t plan on staying in your current home for more than 7 years
· If you plan to use equity in your home within 3, 5 or 7 years.